Question: #1: health insurance?
My company allow me to buy my parent's health insurance with me. can i include that amount into my itemize deduction? even though my dad file his own tax return; my dad is not a dependent on my tax return;
- asked by chan_jay
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- answered by: Wayne Z View All Answers (3)
Question: #2: Health insurance?
I have health insurance with my employer and it only covers 80% of the expenses. If I go to the doctor will they bill me for the 20% I have to pay out of pocket, or will I have to pay right then.
- asked by Tisha S
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- answered by: dwp_hornblower View All Answers (3)
Question: #3: Health Insurance?
I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance? Thanks!!!
- asked by prettyting
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- answered by: nrving View All Answers (7)
Question: #4: What reputable health insurance companies are out there?
My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?We live in northern california.
- asked by LOVER
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- answered by: mbrcatz
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Question: #5: How would health insurance businesses be able to stay viable if the Senate bill is passed?
As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?
- asked by johma513
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- answered by: Trapped In The USA
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Question: #6: Health insurance company is asking my health records before making a decision. Is it good togive consent?
Has anybody heard about world health insurance company? its asking for my doctor records. I am concerned that they will end up on MIB or other insurance companies. Also, isnt it weird asking for records for a health insurance? I thought they only do that for life and disability insurances.
- asked by Luis S
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- answered by: allalala
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Question: #7: What type of health insurance should I get if I am self employed?
Hello I am a healthy female in my early thirties and a non smoker. I need to find decent health insurance that you would get from a good employer. I am new to this and dont understand what I need to have covered for health insurance. I am looking for some good advice and any suggestions. Thank YouP.S- Is it usual that health insurance does not cover maternity?
- asked by Nean
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- answered by: mbrcatz
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Question: #8: How does health insurance work in the US?
I am a non-US citizen and need this information to do a case. Specifically:1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it?3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!Thanks to those who have responded so far. I would like to further ask:Does a health insurance contract state that it will only cover the "normal" rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one? Or is it a case in which the patient can opt for the more expensive one and "top-up" the difference? This is a crucial question to my understanding the case. Thanks!
- asked by synchronised
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- answered by: ISOintelligentlife View All Answers (3)
Question: #9: Can I reimburse myself health insurance costs from my company?
We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself.He is paid for by the company, and then it costs extra to add myself and our child.I was just going to deduct health insurance premiums on our Sch A, but we don't have enough other medical expenses to meet the limit.Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.
- asked by Jackie S
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- answered by: Quick Answers
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Question: #10: What health insurance plans cover toenail fungus medication and nail removal surgery?
Hi,I suffer from toenail fungus, and I've tried ALL home remedies available without success. I'm also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are:1. Which health insurance plans offer the best coverage to treat toenail fungus?2. Do they cover the medication and the surgery required in some cases to remove the toenail?Thank you for all your help!
- asked by tnfyh
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- answered by: essentiallysolo
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Question: #11: How do health insurance tax deductions work for a member managed LLC?
I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any other business expense or does the IRS treat health insurance differently?
- asked by prizice24
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- answered by: HealthQuote360.com
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Question: #12: How does health insurance work in terms of payment?
Let's say there's a family, and there's three different prescriptions for different medications within the family. Let's say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I'm confused.
- asked by Emily K
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- answered by: Steve D
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Question: #13: What is the best health insurance for my child?
My son hasn't been born yet, but I want to start looking into health insurance for him. I really don't know much about health insurance.. What is the best health insurance for a child?That's a really unhelpful answer. I don't have a problem being able to afford insurance. I want the best coverage for my child. I don't know where to look though.
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Question: #14: How come health insurance companies are allowed todiscriminate against people with disabilities?
How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that's all. About the legal process. Health insurance companies kind of make me mad, because of this issue. I know I am expressing a political opinion, but I ask you not to troll. If you have a different opinnion thatn me, you can argue for it, but please don't start trollin.'
- asked by Erin
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Question: #15: Is there a good health insurance for college students?
I am a sophomore in college and have not had health or dental insurance since I was a little girl. I can't be on my mom's insurance cause the price will sky rocket. I have a part time job so I don't get health benefits at work. Is there some type of health insurance that has good coverage but also doesn't cost too much since I don't make too much?
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- answered by: StephenWeinstein
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Question: #16: How does health insurance portability work?
I lost my job in December and lost health insurance. In August I will be able to get health insurance through a program at a state college I wil be attending. Is this too long of a lapse to cover pre-existing conditions? PA BTW.
- asked by Misty L
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- answered by: mbrcatz View All Answers (2)
Question: #17: What is the difference between Health Insuranceand Health care Program?
Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?
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Question: #18: If someone has two health insurance coverage, how does coordination of benefits work?
My friend was in an auto accident, and the health insurance from the auto insurer is her primary health insurance for the accident. She also has regular health insurance from another company. If the auto insurer pays 80% of her auto accident medical costs, and her secondary insurance normally pays 70% of her medical costs, then how would the secondary insurance treat a $1000 bill, for example? The auto insurer pays $800 of the $1000 bill (80%), but how much would the secondary health insurer pay?SRC50Auto insurance covers medical costs from an accident when auto insurance is selected as the primary health insurance for an accident. She therefore has two health insurance coverages in terms of her auto injuries only.
- asked by Cissy M
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- answered by: Cheryl R
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Question: #19: How does health insurance work - when insurancepremium can generally increase?
If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?Please advice.Thanks.
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Question: #20: I have private health insurance and insurance fromwork?
I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state. If I was to use the insurance from my work would it be a conflict with the insurance I privately have? I was told that they would cancel each other out and I would lose my private insurance. Is this true??? I don't really want to lose my private insurance for health and security reasons but I also don't want to keep paying more if i don't have to in the long run.
- asked by booming_creation
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Question: #21: What affordable health insurance would you recommend for my uninsured 21 year old daughter?
She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.thanks everyone!
- asked by sun4ever
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- answered by: dremadagwa
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Question: #22: Am I able to write off Health Insurance Premiums for tax purposes at the end of the year?
I am looking to purchase my own health insurance instead of going through my company. I know that the company takes out the cost on a pre-tax basis, but their insurance is not the greatest. If I do decided to sign up for health insurance, will I be able to use the cost of my own health insurance as a deduction fo tax purposes?
- asked by Marcus W
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- answered by: Chris S
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Question: #23: What type of health insurance should I get?
I am a male and a non smoker, but I have had Epilepsy since I was in high school. I need a health insurance for my health. However, I do not know much which type of the health insurance Health group, Community Health Plan or KPS health plan is good for me in Washington State in the US. Now I don't have a job and I am independent. Would someone give me hand?
- asked by Writer
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- answered by: StephenWeinstein View All Answers (3)
Question: #24: What health insurance company is best for a child?
I am looking for a good and reasonably priced health insurance provider for my 9 year old son. Insurance through my work is outrageous so I'm looking for an outside provider. His mother is suppose to have already put him on CHIP with the state of TX (by court order) but she refuses to do so for some reason. I hate the idea of him being without health insurance. Anyone had any good experiences with certain companies? Any suggestions or feedback would be greatly appreciated.
- asked by EE
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Question: #25: How to get health insurance for Dubai visit visa?
Hi, I am planning to bring my husb and kid on visit visa. I heard that the health insurance is mandatory for visit visa. Where (or how) to get (or how to apply) this health insurance for vist visa. Please advice. Thanks.
- asked by Agila
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- answered by: Guerrilla Sauce View All Answers (2)
Question: #26: What would happen to health insurance companies if government take over the health insurance system?
Correct me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have. If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?
- asked by John A
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- answered by: Eric R
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Question: #27: How do health insurance premiums go down if private insurance is forced to cover preexistingillnesses?
99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.
- asked by King Steven
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- answered by: pissedoffbastard13
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Question: #28: How does public health insurance work when youmove to another state?
My dad has mainecare, which is the public health insurance in Maine. He is fully-covered. We found out he has cancer and I live in Massachusetts, so he will need to live with us throughout his treatment. Will he have to apply for public health insurance or will mainecare cover him?
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Question: #29: What good is your health insurance if you have to make me buy it?
I don't know even one person who wants to be without health insurance. The doctors and the hospitals do use collection agencies to collect their money. So there is no need whatsoever to force anyone to buy it.The only reason I can see as to why anyone would want me to buy health insurance is because they want to give free health care to illegal aliens. I see no other reason. Oh and those other people on welfare.
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- answered by: rrm38
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Question: #30: How can a government run health insurance entity "compete" with private companies? Will it paytaxes?
It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical reason as to how this government run health insurance option would do anything other than run private insurance into the ground to ultimately pave the way for the government to be the only health care option?
- asked by bigj
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- answered by: S Nick
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