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Q&A: Credit Repair

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Question: #1: Credit Repair?
Hello to you all,If you are in the credit repair business can you please tell me a little bit about your experiences with this business, How much money do you make . And if you know of some really good course of software pertaining to credit repair please tell me about it.Thank you in advance!!! - asked by brokerstorage

Answer: ... - answered by: MCA
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Question: #2: Is there any way for a credit repair company toset up an account to pull credit for its clients?
I am trying to start a credit repair company but I have not found a company to go through to pull credit. All the companies seem to only work with mortgage companies. HELP! - asked by Garrett C

Answer: ... - answered by: kissmymiddlefinger
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Question: #3: Is there a way to repair my credit rating quicklyafter having a debt company?
I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family?1) Is this true?2) Can anything be done to improve my credit rating?3) What about these credit repair companies?Dare I ask about a mortgage?? - asked by dlr0231

Answer: ... - answered by: butterflysky
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Question: #4: How well does the credit repair company work? Doesany body have any good/bad experience with theirservices?
There's so many credit repair co. out there and I don't know which have a good credentials or does it really work like they advertised? - asked by Paige B

Answer: ... - answered by: Alexia B
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Question: #5: How can I succesfully repair my own credit ?
Do credit repair companies work? I want to build or buy a house for my family .This is no joke , I have seven kids . So it's very important that I get a good P.M.I. and a good interest rate or I'll never be able to afford it. I make about 60k a year , but one of kids had to have 5 brain surgeries right after she was born and this ruined my wife and my credit . Any suggestions would be appreciated. Please , serious stuff only. - asked by Madeline B

Answer: ... - answered by: Jenna B
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Question: #6: When creating site for credit repair, should Ialso have an office or is work from home a goodstarter?
Is it possible to provide credit repair services to individuals without having an office enviornment to invite potential applicants to? - asked by Allison B

Answer: ... - answered by: Ariana B
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Question: #7: Where can I get a personal loan for credit repair?
I would like a reputible company, I am trying to repair my credit for a home loan. - asked by Kimberly B

Answer: ... - answered by: Melissa B
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Question: #8: Looking for referrals from people who have goodexperience from credit repair company?
I am interested in finding a credit repair company that has proven to have a very positive impact on your credit score. I know that the best way is to do it yourself so I would not like to hear responses from people who have no actual company in mind. Thank you. - asked by Isabel B

Answer: ... - answered by: Marissa B
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Question: #9: What are some good credit cards for credit repairthat AREN'T scams?
I've never had a credit card (although my credit sucks) and heard they're a great way to repair credit. Any tips? - asked by Melanie B

Answer: ... - answered by: mycredit wealth,com
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Question: #10: I'm searching for information on online creditrepair services. Do they work? What improvementcan be expected
Is investing the money for credit repair wothwhile? Are the results satisfactory from an accredited repair service company? I am looking for first hand experience and reference from someone who has used an online credit repair service. - asked by fixdaback

Answer: ... - answered by: mike h
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Question: #11: Where can I find a trustworthy credit repairexpert?
I am trying to repair my credit by sending debt settlement letters to the collections agencies listed on my credit report, but they are not being cooperative. Most are saying they CANNOT settle the debt nor are they willing to delete the listing from my credit report after the debt had been paid. I don't trust any of these non profit credit counselors, but I need some guidance. I am begining to lose hope that this is even worth the trouble. Any advise? - asked by Stephanie N

Answer: ... - answered by: Allison
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Question: #12: Can I bring legal action to an attorney thatpromised to help me with credit repair, and hasbounced?
I paid $300 to an attorney that works with a real estate firm specializing in credit repair, by disputing and of such nature. He hasn't done anything, he is now unable to be reached? Took my money and left but still around. Can I bring legal action to him? (His company states that he's doing it on his own). I need a good attorney to help me out, what kind of attorney could help me in this case? Please help me. - asked by Sage

Answer: ... - answered by: Shellie
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Question: #13: Those of you who have used Lexington Law creditrepair services, how did it work out?
I'd like to know of anyone who has actually used Lexington Law credit repair and of their experience. I have gotten mixed reviews on the company, so I'd like to hear from some actual users. Was it successful? How long did it take? Any problems? How was their communication/customer service? Do you get to talk to a real lawyer ever? - asked by Faith B

Answer: ... - answered by: Vanessa B
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Question: #14: Are there any credit repair companies that arelegit?
I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report. Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take? Thanks a bunch! - asked by Michelle

Answer: ... - answered by: bdancer222
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Question: #15: Can anyone recommend a strong credit repair guy?
I need to repair my credit and need someone who is experienced and knows what he is doing. Im in southern California, can anyone recommend someone? - asked by Lester J

Answer: ... - answered by: patticharron
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Question: #16: Is there a legit company out there than can repaircredit?
I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works? - asked by Alexandra B

Answer: ... - answered by: Haley B
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Question: #17: is getting credit repair a good idea if planningon buying a house?
how does credit repair work? is it a good idea if you have bad credit and want to buy a house. - asked by vmorgan04

Answer: ... - answered by: _nicole_
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Question: #18: Where is the best place to find help with creditrepair?
Trying to repair my credit,I do not want to pay someone to do this. What is the best way to do this, and where do I start? - asked by sexysandor

Answer: ... - answered by: echo
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Question: #19: Does anyone here own or work for a Credit Repaircompany?
If so i would like to talk to you, i want to start my own credit repair company but not sure about all the technicalities. I help repair credit as of now but on the side out of my house, usually on the weekends. - asked by Olivia B

Answer: ... - answered by: Julia B
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Question: #20: How can I pursue action against someone who stolemoney from me in exchange for "credit repair"?
Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus? - asked by Michael A

Answer: ... - answered by: Hannah C
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Question: #21: Should I start a credit repair service?
I have been aswering questions for people on and off of the Internet and I have gotten at least twelve people asking me to help them with their finances. I am thinking it might be worth it to start a credit repair company. Most people are willing to pay $50 -$70 a month for my services. What should I do? - asked by shai

Answer: ... - answered by: Brutus
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Question: #22: Are credit repair companies legit and do theyreally help?
I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam? - asked by soonerfan0808

Answer: ... - answered by: GatorHunter®
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Question: #23: Does anyone have information or has used LexingtonLaw Credit repair services?
Need to repair my "undesirable" credit for a future mortgage loan and are considering there services. Any suggestions please. - asked by BABYBANGELGRL

Answer: ... - answered by: Mike G
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Question: #24: what can a credit repair service do that i cant domyself?
What is it that credit repair agecies do to get things removed that i cant do myself. I have appt. with a repair agent but am on the ropes on wether i want to use the service or not. I mean he says it will take 45days to get things removed which sounds like he is just writing dispute letters. - asked by Im listening

Answer: ... - answered by: tudorjason (matt)
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Question: #25: what's the best credit card to help repair my badcredit?
I'm recently working on getting divorced & my credit was badly damaged because of that. My bank is working with me to help me recover, but I am looking for a basic credit card, not necessairily a large line of credit, and one with REASONABLE fees and interest rates. Also, looking for credit repair services that really work and that areasonably priced. - asked by Katherine B

Answer: ... - answered by: Jenna B
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Question: #26: has anyone out there used hargrove and associatescredit repair agency? does it work?
While im making offers and removing things myself i felt paying a credit repair service $250 wasnt bad to help me due to the fact im in school again and working two jobs i really dont have time to follow up on everything. Has anyone used this service or a similar company. Does it work? i know what they do i just want to see has it worked for anyone yet? - asked by dat251flava

Answer: ... - answered by: Caroline
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Question: #27: Has anyone tried using these online credit repairservices?
There is a law firm that keeps popping up on websites that says they can improve your credit score. Has anyone actuallly tried this service. If so what was your experience with them? Am I better off trying to repair my credit myself. - asked by Mary g

Answer: ... - answered by: Morgan B
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Question: #28: Is Credit Repair really effective and how muchwould you pay for it if it is?
A good credit report is very important for living a comfortable life of financial freedom but it's difficult to recover fom a bad credit report once you've made a few mistakes. Credit repair companies can be helpful, especially if you allow some time for your file to be worked on before you need it completely done. - asked by sweetsmile1982

Answer: ... - answered by: Manny
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Question: #29: Can anyone suggest a good credit repair agency?
I need to repair my credit but honestly do not have the time to do this myself. Has anyone ever used an agency that acutally worked and if so how long did it take? - asked by Monika P

Answer: ... - answered by: Medical and Business Information
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Question: #30: How can I repair my credit?
I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements. I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car. - asked by Ashley M

Answer: ... - answered by: Pravda
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source:
Lexington Law - Credit Report Repair, Remove Bad Credit

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