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Q&A: Credit Repair

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Question: #1: Credit Repair?
I have no idea where to start to repair my credit. They are always offering free credit reports but I am leary of that. Could someone please tell me where to start? - asked by mrdeservn913

Answer: ... - answered by: Mary G
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Question: #2: Credit repair?
I want to repair my credit I know this will take some time however, I have come into some money and want to pay everything offf thats on my credit if I do so what will happen?will be removed?will my score get higher?I'm so clueless as to what will happen after I pay them all off and its kind of embrassing Im only in debt by 3000.00 how sad - asked by Tee

Answer: ... - answered by: Cato
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Question: #3: credit repair?
does a debit card repair credit in the same way that a secured credit card does? if not, what's the best secured credit card out there (lowest cost, etc.) - asked by :)

Answer: ... - answered by: cassie
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Question: #4: Do credit repair services work? Which is the bestagency to go through?
I have paid for alllllll of my old collection accounts and I'm just waiting for them to drop off of my credit reports. I've been looking into credit repair service on line and wondering if they can actually help. All of the items on my reports are actually MINE and I did actually owe them, but they are all FINALLY paid off. Is there any hope to get them removed quickly? - asked by Oline

Answer: ... - answered by: Richie
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Question: #5: Credit Repair: Are there any certificationprograms I can take to learn how to do CreditRepair?
I would like to learn how to do credit repair. Are there any certification programs? Any suggestions would be highly appreciated. Thank you. - asked by fumiko

Answer: ... - answered by: gregoria
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Question: #6: How can i open my own credit repair company?
I am a mortgage loan officer and always send customers who have credit issues to a credit company to clean off their credit. I know people can do this on their own, but many do not have the knowledge and time to do it. I have also cleaned customers credit myself including mine and my wife`s and friends and family members but i have been doing it for free. How do i go about it in opening my own credit repair company? Where do i start? - asked by 2ManyQuestions

Answer: ... - answered by: xander
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Question: #7: Is there any way for a credit repair company toset up an account to pull credit for its clients?
I am trying to start a credit repair company but I have not found a company to go through to pull credit. All the companies seem to only work with mortgage companies. HELP! - asked by Garrett C

Answer: ... - answered by: kissmymiddlefinger
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Question: #8: How well does the credit repair company work? Doesany body have any good/bad experience with theirservices?
There's so many credit repair co. out there and I don't know which have a good credentials or does it really work like they advertised? - asked by anya

Answer: ... - answered by: sherilyn
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Question: #9: How can a person check a credit repair company'slegitimacy?
I have this project for economics class and I can't seem to find the answer. Like how can you know if a credit repair company is real or just a scam. - asked by Lizzie H

Answer: ... - answered by: Mopery Sharper
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Question: #10: Is there a way to repair my credit rating quicklyafter having a debt company?
I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family?1) Is this true?2) Can anything be done to improve my credit rating?3) What about these credit repair companies?Dare I ask about a mortgage?? - asked by grant_saxby@yahoo.co.uk

Answer: ... - answered by: Emily
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Question: #11: What are the important points to be considerbefore starting credit repair ?
What are the important points to be consider before starting credit repair? - asked by claudia

Answer: ... - answered by: keesha
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Question: #12: I need to repair my credit. Can someone pleaserecommend a good online Credit Repair Company?
My wife and I need to repair our credit. There are credit repair company that do provide great results. Problem for me is, I don’t know of any and don’t want to assume the risk by choosing from the yellow pages. If you have had success with credit repair company, will you please let me know . We don’t mind working with an out of state company as long as they produce positive results.Thanks. - asked by Smyth

Answer: ... - answered by: George
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Question: #13: How can I succesfully repair my own credit ?
Do credit repair companies work? I want to build or buy a house for my family .This is no joke , I have seven kids . So it's very important that I get a good P.M.I. and a good interest rate or I'll never be able to afford it. I make about 60k a year , but one of kids had to have 5 brain surgeries right after she was born and this ruined my wife and my credit . Any suggestions would be appreciated. Please , serious stuff only. - asked by tonya

Answer: ... - answered by: vannesa
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Question: #14: What are the best ways to start a credit repairbusiness?
What are the best ways to start a credit repair business? - asked by bryce v

Answer: ... - answered by: disdrawkcab
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Question: #15: What are the best ways to do a credit repair?
What are the best ways to do a credit repair? - asked by kirby

Answer: ... - answered by: alberta
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Question: #16: How to start with the credit repair business?
What are the best ways to start a credit repair business? - asked by Ismael E

Answer: ... - answered by: Camden P
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Question: #17: What are the very starting and best ways forcredit repair business?
What are the best ways to start a credit repair business? - asked by Darren A

Answer: ... - answered by: Kameron A
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Question: #18: Where can I find a trustworthy credit repairexpert?
I am trying to repair my credit by sending debt settlement letters to the collections agencies listed on my credit report, but they are not being cooperative. Most are saying they CANNOT settle the debt nor are they willing to delete the listing from my credit report after the debt had been paid. I don't trust any of these non profit credit counselors, but I need some guidance. I am begining to lose hope that this is even worth the trouble. Any advise? - asked by Stephanie N

Answer: ... - answered by: Simply Exhausted
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Question: #19: What are the best ways for credit repair ?
i need to get a car loan soon. What are the best ways to repair my credit? - asked by stevie

Answer: ... - answered by: isabel
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Question: #20: Are there any credit repair companies that arelegit?
I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report.Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take?Thanks a bunch! - asked by roseanne

Answer: ... - answered by: lanette
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Question: #21: How fast can credit repair be done?
I want to repair my credit quickly, like within 6-12 months have everything cleaned up and improved scores. Is this possible? How likely?Thanks. - asked by LymeW

Answer: ... - answered by: David M
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Question: #22: Can anyone recommend a mortgage company that doescredit Repair?
I would like to refinance my house and I have some negative or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? )Good advice appreciated. - asked by jawsnu7

Answer: ... - answered by: Ankita
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Question: #23: What are the important points to be considerbefore starting credit repair business?
What are the important points to be consider before starting credit repair business? - asked by jackson m

Answer: ... - answered by: Gravy
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Question: #24: Is there any way to start a credit repairbusiness?
Is there any way to start a credit repair business? - asked by Randy C

Answer: ... - answered by: PiggiePants
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Question: #25: Can I bring legal action to an attorney thatpromised to help me with credit repair, and hasbounced?
I paid $300 to an attorney that works with a real estate firm specializing in credit repair, by disputing and of such nature. He hasn't done anything, he is now unable to be reached? Took my money and left but still around. Can I bring legal action to him? (His company states that he's doing it on his own). I need a good attorney to help me out, what kind of attorney could help me in this case? Please help me. - asked by Sage

Answer: ... - answered by: Shellie
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Question: #26: Are credit repair companies legit and do theyreally help?
I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam? - asked by kaley

Answer: ... - answered by: lelia
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Question: #27: I'm searching for information on online creditrepair services. Do they work? What improvementcan be expected
Is investing the money for credit repair wothwhile? Are the results satisfactory from an accredited repair service company? I am looking for first hand experience and reference from someone who has used an online credit repair service. - asked by fixdaback

Answer: ... - answered by: mike h
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Question: #28: Does any one tell me the best way to start acredit repair business?
Does any one tell me the best way to start a credit repair business? - asked by bryce v

Answer: ... - answered by: jeremy j
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Question: #29: Where can I get a personal loan for credit repair?
I would like a reputible company, I am trying to repair my credit for a home loan. - asked by Panda

Answer: ... - answered by: Charlie
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Question: #30: Where is the best place to find help with creditrepair?
Trying to repair my credit,I do not want to pay someone to do this. What is the best way to do this, and where do I start? - asked by sexysandor

Answer: ... - answered by: echo
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