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Question: How are home insurance rates in hawaii?

Home  » Home Insurance

Question : How are home insurance rates in hawaii?
I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much.
- asked by srar

All Answers:
Answer #1
Well, they have the whole volcano thing going on. Plus, Hawaii has incredibly high property values,so you're looking at much higher limits. Bottomline, although the actual RATE might be lower, theDOLLAR amount is likely to be almost as high, andthe houses are going to cost you WAY more. Justcheck out the values, at www.realtor.com.
- answered by mbrcatz17

Answer #2
I'm not an expert on this, but I would suggest youtake a tour here,there are expert's tips overthere.
http://insurance.online-frees.info/insurance-free.htm
- answered by STEVEN E

Answer #3
Insurance here is pretty high, but then again,everything is. You HAVE to buy hurricane insurance(can't think of a number off the top of myhead).The islands are so small that it doesn'tmatter where you are, the hurricanes will affectyou no matter what. We've only had 2 hit ashurricanes since the 60's.
- answered by What's up?

Answer #4
I recommend you find a local auto insurance agentto assist you. Since I live in Washington I can'trecommend anyone in Hawaii, but here is an onlineresource that can help you.
http://www.multipleautoinsurancequotes.com/Hawaii-Car-Insurance-Quotes.html Hope it works out
- answered by Luciana M




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