Question : How to get afforable health insurance for my family?
I applied for Antea Health insurance a few months back. I had to cancel it because I was not able to afford the exam they needed for my family. Is there any insurance companies that do not need the exams? I haven't had one in years. I really need to get some insurance because I have a 20 month old son. Any suggestions? I have looked online but I can't afford more than $200.00 a month.
- asked by x2hornsx1halox
All Answers:
Answer #1
look at the deuductibe rates.you can also select ayearly plan where you use it or loose it - so youcan leave dental out with hearing and sight. Thoseare readily affordable. YOu can also set a smallportion in the bank as savins which is quite hardto keep saved. All in all with a 500 deductible,use it or loose it plan and a small savings @ 500you should be able to afford one for about 250month or try select.Go to your State Department ofInsurance, once you have insurance you can alsofile it in your IRS
- answered by Mephisto
Answer #2
Most insurance companies don't need exams unlessthere is a questionable condition or if you areover a certain age and are looking for preferredrates. So if Aetna wanted an exam there must be areason and all other companies may also requirethe exam.Visit a local agent that works with allthe major companies in your area. The agent canwork with you to find the best plan for yoursituation and budget. The agent will explain thecoverage you get with any particular policy and,more important, what coverage you don't get if youare looking for a less expensive plan. There is noextra charge using an agent.
- answered by Zarnev
Answer #3
Try this one -
http://healthplans.my-age.net - Ipersonally have their health insurance.As I knowit is the cheapest one for my family in our area.
- answered by Dave Z
Answer #4
"Most insurance companies don't need exams unlessthere is a questionable condition" haha mostinsurance will require countless test either toincrease your premium as possible an not pay forfuture treatment saying that it's a preexistingcondition. Also they probably want EVERY MEDICALRECORD for like the past 5 year. Even if youdon't report a cold .. they can refuse treatment.Yea check the contract. As an American you shouldbe entitled to Health care provided by yourgovernment. "promote the general Welfare" likeEVERY other DEVELOPED nation. Have you triedapplying for medicaid. As a pharm. Tech I assureyou that's the best insurance that I ever ran. Ifnot get a copy of the walmart $4 plan for yournext doc visit.
- answered by NexisFireHawk
Answer #5
Online is the best place to get scammed. Or solda list, instead of insurance.$200 a month isn'tgoing to buy insurance for two people, unlessyou're taking on a $5,000 deductible.Go talk to alocal insurance agent - local to you - and discussthe LOCAL options. He'll have the bestsuggestions, and the most accurate ones for YOURLOCATION.
- answered by mbrcatz17
Answer #6
Easy answer question,no.Not solvablequestion,no.Browse this information,your answermay behere.
http://health-insurance.expert-tip.info/health-insurance-for-free.htm
- answered by MARTHA C
| 
measure and fulfill your financial needs
