Question : How to get health insurance for my unborn daughter?
I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not. My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice?
- asked by Jennifer R
All Answers:
Answer #1
Medicaid will cover from conception, I am almostcertain.
- answered by mzindica
Answer #2
You will have to wait until she is born. You willnot be able to get a policy for her until then.You can apply for medicaid for yourself now (evenif you do not use it) and add her within 30 daysafter birth, she will be covered. Some statesallow the baby to be covered under the mom'smedicaid for 60-90 days after the birth. Checkwith your state to see if they are one.If you wantprivate insurance for her, go to an independantagent and get the basics set up-know which policyyou want to purchase ahead of time. Then when sheis born, send the required paperwork in.
- answered by Lori S
Answer #3
You cannot get coverage for her, before she isborn. Medicaid, if you qualify, will possibly goback and cover her, if you apply for it soonenough.But likely, you'll be out of pocket for herbirth expenses, unless you use a birthing centeror a homebirth, which won't charge for the BABY.
- answered by mbrcatz17
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measure and fulfill your financial needs
