Question : Do you have to be behind in paying to qualify for debt consolidation?
Also, can a revolving line of credit (it's also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?
- asked by Sam
All Answers: Answer #1 You don't have to be behind on your payments tosign up for one of these ripoff places. Stayaway. What they will do is not pay your creditorsfor months and then try and settle for less. Nospecial skills. They just don't pay. It will trashyour credit.Save the fees they charge and do ityourself.Your creditors do not have to talk withthese people. It's your debt.Also, if they don'tpay your creditors. You, and you alone are stillresponsible for the debt. Your creditors will sueyou and not the company you hired. - answered by heybulldog
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