Question : How can I pursue action against someone who stole money from me in exchange for "credit repair"?
Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?
- asked by Michael A
All Answers:
Answer #1
Sue her in Small Claims Court for the amount youpaid her, and any court costs.Report her to theBBB in Texas.Report her towww.ripoffreport.comThere is no license requiredfor consulting services.
- answered by loanquest
Answer #2
Contact your state attorney general's office. Youcould also sue the person, ubt you probably signeda contract that states she can do nothing andstill keep your money.Credit consolidation is ascam.
- answered by indiana_crank
Answer #3
Read that contract very carefully. Bet there areall sorts of gotchas. Don't know what kind oflicense she could possible have since most creditrepair companies are scams.You could try suing orreporting her to the state licensing agency, but Idoubt you'll get much satisfaction from either.Thecredit bureaus have absolutely nothing to do withit. They merely accumulate credit info.
- answered by bdancer222
Answer #4
Many of these companies do not offer guarantees ontheir services as its almost impossible toguarantee that they will improve someone's credit.Unfortunately paying someone for a service istaking a chance. You pay your barber for a haircutin hopes that he/she will provide you with a nicelooking hair cut. You pay a lawn care service inhopes that they will improve your lawn care ortake care of your lawn better than yourself.Unfortunately all service companies do not alwaysprovide the type of service you are looking for.If you can prove that the credit repair companydid little to nothing to improve your credit youmay have a case, but if they can show documentedproof that they indeed did do what they weresupposed to and it just simply did not help toimprove your credit, you will have a toughtime.Also, a good resourceis...
http://www.safelinked.info/jump.php?link=debtBest of luck.
- answered by Hannah C
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