Question : Looking for referrals from people who have good experience from credit repair company?
I am interested in finding a credit repair company that has proven to have a very positive impact on your credit score. I know that the best way is to do it yourself so I would not like to hear responses from people who have no actual company in mind. Thank you.
- asked by Isabel B
All Answers: Answer #1 just be careful, credit repair places sometimemake your credit score lower. By reducing what youowe, it stays on your credit for up to 7 years.This happened to a friend, and she would have beenbetter paying off the whole amount. Now it stayson her credit 7 years, instead of 3. - answered by yeah
Answer #2 If you know the best way is to do it yourself thenwhy are you asking people to give you badadvice?Isn't that sort of like saying that I knowthe best thing for a headache is Advil but cananyone reccommend a good brand of hammer to strikemyself in the head with?Good credit repair companyis an oxymoron.And anyone that uses one is too ...minus the oxy. - answered by TPM
Answer #3 There is no quick fix to repair your credit UNLESSall of your creditors are imbeciles. The quick fixsolution relies on your repair agency bombardingcreditors with automated letters disputingeverything negative in your file. Most companieshave automated systems to respond to this foolishmethod. It doesn't work. The only fix is to:1. Payyour bills on time, all of them.2. Pay more thanthe minimum balance3. Do not exceed more than 25%of your available credit card limit if you carry abalance.4. Buy what you need, not what you want.5.Rinse and repeat. - answered by AM-NM centaur
Answer #4 I tried on my own and got 3 things off. Thensigned up with Lexington Law for a small monthlyfee and they got another 3 things off. I only usedthem for 3 months because I was tired of payingthem. It was a mistake I should have at leaststayed 6 months. I'm not sure what they dodifferently because what they got off, I'd alreadytried and failed.Also, a good resourceis... http://debt.123thebest.info/credit_card.htmlAll the best to you. - answered by Marissa B
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