Question : What kind of health insurance plans do college and professional sports teams get?
Do the athletes themselves have to make copayments and such as that for their own surgeries,doctor visits,etc. like the rest of us do?What about the coaches? Is it the same for them? If I can get some answers from anyone who has worked with health insurance,good!
- asked by auntfran8
All Answers:
Answer #1
I worked for a large insurance company thathappened to provide benefits to 2 NFL teams and 1MLB team. However, the players themselves werenot covered by the "team" policy - I think thatthe NFL player's union coordinates the benefitplan for the actual players and their families. (like how other large unions coordinate benefitplans for union members)The coverage we providedwas for employees of the organizations who wouldnot have been members of the players union, andalso - in the case of the baseball team - theminor league players. But, in general, the sportsteams that we covered (minus the players) hadbetter than average benefits, compared to some ofthe other companies who had coverage throughus.I'd suspect that the players have pretty goodcoverage too, because job performance is soclosely related to their health.
- answered by sarah314
Answer #2
Professional athletes can't get a health insurancepolicy. Too many injuries. They're usuallyeither self insured, or have "benefits" providedby the team owner. School athletes will havehealth insurance through their parents policiesthrough the employers - or can buy into the groupathletic accident policy at the school.Coaches areemployees - covered by workers comp, for theirinjuries that are work related (like gettingtackled by a player). They'd have a health policysimilar to everyone else's.
- answered by mbrcatz17
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