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Question: Is it possible to get a private student loan without a credit history or a co-signer?

Home  » Student Loan

Question : Is it possible to get a private student loan without a credit history or a co-signer?
I currently have no credit history, and no available co-signer for a private student loan. I have exhausted my availability of government sponsered Stafford loans and Pell grants. I need a private loan in the amount of around 2000 dollars to supplement the remainder of my tuition that will be paid out-of-pocket through working on nights and weekends in two jobs.
- asked by wrestlingguy87

All Answers:
Answer #1
You can probably do it, but I bet you'll get areally crappy rate. :(
- answered by goldfisheatingdandelions

Answer #2
I have successfullly gotten one private studentloan, from Citi, but I'm 23, have decent creditand STILL had to have a co-signer. You may beable to do it if you have some sort of decentincome, but I would guess it won't work outwithout a co-signer. They make it very, veryhard.I wouldn't try Wells Fargo, they're evenharder to work with.
- answered by Bob

Answer #3
Honestly, your answer is going to be no. You willhave to have fair credit and proof of income plusdecent work history or a co-signer. They will alsowant your savings and checking account informationto put your finances under a microscope. It is apain...I went the federal loan route. I wish youthe best of luck!
- answered by PunkCabaret

Answer #4
Under your condition,I advise here for you to haveavisit.
http://studentloan.online-helpers.info/consolidation-loan-student-uk.html
- answered by ERIC B




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