Question : How can I get my credit card company to report account information?
I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn't been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.Thanks in advance.
- asked by awill110
All Answers: Answer #1 Contact:Experian, Trans union or Equifax - answered by theoutlawmtomsik
Answer #2 They only report every 6 months. Some do itsooner, but that's rare. - answered by ZinaRae
Answer #3 Not all lenders report to all of the creditbureaus. You need to check all 3. If all of yourcredit cards are listed with at least one thenyou're good to go.Virtually all of my credit islisted on at least 2 of the Big 3, but severalthings are not listed on all of them. - answered by bostonianinmo
Answer #4 There are three nationwide consumer reportingcompanies (Equifax, Experian and TransUnion) thatcompile credit reports. You can purchase a copy ofyour credit report from any of these threeagencies, or from other companies that offercredit reports as part of a larger package. Youshould not pay more than $15 for your report. Readmore from: http://www.credit-card-gallery.com/free_credit_report_no_credit_card.html - answered by alexa dion
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