Question : Where can I find a personal debt consolidation loan for people with bad credit?
I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.
- asked by sonija
All Answers: Answer #1 Have you tried your banks in your area? - answered by sweet
Answer #2 Call the American Consumer Counseling Center -unlike a lot of those "debt solution" places, thisis a non-profit and won't take your money. Theycan give you some great counseling and advise youon the best options for your particularsituation.American Consumer Counseling Center http://www.consumercredit.com/ or 1-800-769-3571 - answered by teresathegreat
Answer #3 If you have at least a 520 credit score, you mightbe able to get a loan at the following website. It is legitimate since I've been using it forquite some time. - answered by zcommodore
Answer #4 Debt consolidation is an option, and you shouldlook into it. Just be careful about WHAT you'regetting into. Some plans, because of their higherAPR rates get you into more trouble than you were.Also, some lenders look poorly upon it later on.Some institutions believe that it really is ablack mark. It will depend upon the types of dealsthat your particular company or lender work out,and of course, your own individual circumstance.For some with absolutely NO way out, debtconsolidation is a welcome option.Take a good hardlook at all the options and plans offered, anddon't let a single company pressure you intosomething you just can't do. Make sure that you'recomfortable with the plan offered before youcommit to it.In any case, it doesn't hurt toinvestigate debt consolidation as an option. Itdoesn't cost you anything to find out moreinformation about it.If you want a place to startyour investigating, there's information andlistings for debt consolidation providers on thepage listed below. You'll probably find somethingof usethere: http://axalda.info/debt-consolidation.html - answered by Gary H
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