Question : Personal Finance?
I would like to take out a personal loan, but always when i buy something i buy it in cash, now i cant get a personal loan,Any good advise
- asked by adriaan b
All Answers:
Answer #1
Get a cosigner. Also, start buying things oncredit cards, then pay them off completely thatmonth.
- answered by rudy4prez
Answer #2
Start building your credit. Most people do that byapplying for a store credit card. There are alsocredit card companies and some banks that offerthe card on a debit program. You will be given acredit card and then send in money to load it up.You are only allowed to purchase whatever is onthe card.
- answered by Mike
Answer #3
Head to "US BANK" with some money and fill outpapers to open a "secured credit card".Say youhave $500.oo, you will get a credit card with$500.oo limit. Each month your will get your billand each month YOU MUST pay it off in full. Your$500 sits in the bank like an insurance policy tothe bank. You don't pay your bills, they get tokeep it. SO SIMPLE.Pay off your credit card eachmonth for one year then you get to up your limitand get your $500.oo back. Thus the credit cyclehas begun!Pay off the card IN FULL each month andlife will be good !!
- answered by Kitty
Answer #4
You can get a loan if you have assets to pledge.For example if you own a car or a house, someonewill lend you money as it is secured by thisasset. Likewise if you own any stocks, bonds, 401ketc....What will be required is a discussion witha legitamite lender.
- answered by MagicalMke
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measure and fulfill your financial needs
