Question : How do I obtain a free credit report from each of the major credit bureaus?
I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus.Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report?
- asked by Searcher
All Answers: Answer #1
http://www.annualcreditreport.comIt's the law thatall 3 give you a freebie every year. - answered by Michelle G
Answer #2 You can go to their websitesExperian, TransUnion,and Equifax are the BIG THREE. They have freeversions and then they have added features for afee. If you want to dispute anything - you can dothat online as well. - answered by staremwi
Answer #3 freecreditreport.com - answered by cali_23_05
Answer #4 Hi Searcher,Here's what you need...The three majorcredit bureaus are:1. Equifax - http://www.equifax.com/2. Experian - http://www.experian.com/3. TransUnion - http://www.transunion.com/By law, the Fair CreditReporting Act (FCRA) now requires each of thenationwide consumer reporting companies (listedabove) to provide you with a free copy of yourcredit report, at your request, once every 12months. For more information, read “Facts forConsumers: Your Access to Free Credit Reports”at FTC.gov.There are three ways to obtain a FreeCredit Report under the FCRA: 1. VisitAnnualCreditReport.com (the only authorized siteto fill orders for the free annual credit reportyou are entitled to under law) 2. Call1-877-322-8228 and request your free credit report 3. Complete the Annual Credit Report RequestForm( http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) and mail it to: Annual CreditReport Request Service P.O. Box 105281 Atlanta, GA 30348-5281If you have the need for asecond report, use FreeCreditReport.com. Just besure to cancel your trial membership within 30days or you'll be charged $12.95/monththereafter.Hope this helps,-Ted - answered by tsisul
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