Question : Can I get a debt consolidation loan as a home loan but with no equity?
I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty making all the payments and I don't want to completely ruin my credit. Any reliable consolidation advice would be apprecitated!
- asked by Cassidy S
All Answers:
Answer #1
NoWhat are you doing to reduce your spendinghabits and increase your income?Most people whoconsolidate their debt go right back to theirspending habits and end up running their creditcards up again.If you are financiallyirresponsible the best thing you can do foryourself is to cut up your credit cards and get asecond or third job and pay the cards off.You gotyourself in this mess, you are going to have towork hard to get yourself out. Most people wantan easy solution but there aren't any.
- answered by Phil O' Brien
Answer #2
try this it wil help youhope
http://www.freewebs.com/getyourloan
- answered by gentleman
Answer #3
well, I don't promise anything but people in debtoften seem to find some help here:
http://credit-cards.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.comand here
http://finance.ebookorama.com good luck!
- answered by ken_voss12345
Answer #4
Hey, I used Prosper.com and it worked out greatfor me. Prosper loans aren't funded by banks,they're funded by people like you and me! Iconsolidated all my credit cards and reduced myinterest rates by half. If you're interested youcan join my Prosper group.
http://www.prosper.com/public/groups/group_home.aspx?group_short_name=creditwars
- answered by Johnny B
Answer #5
It's difficult to say what would be the bestsolution for you because it all depends on yourcircumstances. In your situation it will pay youto shop around and consider all your options.There's a website here which should give youinformation and advice. I hope you'll find yoursolution. Good luck!
- answered by Gillian G
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measure and fulfill your financial needs
