Question : What is the lowest interest rate credit card that I can apply for?
I currently have a 17.99% APR credit card. I've had it for almost a year now. 11 months to be exact. I want to go to a lower interest rate card. Does anyone know a good low interest rate card?
- asked by Carbonbased Lifeform
All Answers:
Answer #1
It all depends on your score, but give a try toWashington Mutual, Capital One or Orchard Bank.All recently gave me a 0% APR for 12 months. WithWashington Mutual it helps if you have achecking/savings account with them, since then youcan pay the stuff immediately online.
- answered by answermonkey
Answer #2
Call the credit card you have and ask them toreduce your rate. If they won't then is the timeto get another one. 17.99% is outrageous.
- answered by PBarnfeather
Answer #3
There are a lot of credit card companies that willadvertise cards at 0% interest, but it is usuallyonly for a limited time after you get it. You haveto read the fine print before applying. You may beable to negotiate with your current credit card toget a lower rate. I would start there and see ifthey are willing to keep you as a customer.Sometimes just threatening to take your businesselsewhere will convince them to do something!!
- answered by daddysnurse
Answer #4
check out online all of the credit cardcompanies....look for one with 0%...those are hardto come by, and the 0% is for a limited time...butits good while it lasts. Your interest rate isdetermined by how much of a credit risk you are,so the better your credit, the lower your rate. YOu can apply online for most places...just shoparound. Look for one with no annual fee too!
- answered by loubean
Answer #5
Best ones out there right now...Simmons First NatlBank Personal Platinum 8.95 Fixed $0 AnnualFeePulaski Bank & Trust Co. Personal Standard 7.99Fixed $35 Annual Fee
- answered by J S
Answer #6
I would highly recommend Pulaski Bank.. they offera very low FIXED rate, which is far better thanshort term 0% offer! Good luck!
- answered by Ed Nailor
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