Question : What would you do if you suspect you were a victim of identity fraud?
I was checking my bank account statement online and there were charges that I never made. Should I open another bank account? I already filed a complaint with Experian. I'm worried.
- asked by discoverysaraha
All Answers: Answer #1 You should let your bank know immediately. Theycan tell you if it's your debit card or check orATM. Whatever it is, they need to cancel that andgive you a new one. They should also give you acredit for the amount if you can convince them itwas not by you. The bank and you can determine ifyou need a new account or not. - answered by spot
Answer #2 Immediately contact your bank and denounce thesemysterious charges and ask you be given anotherchecking account and close the old onecompletely.If you feel these are fraudelentcharges made, your local police department mightbe interested in looking at who made them. I'dcall them too. Have handy any documentation fortheir investigation. - answered by Mr. Wizard
Answer #3 ok this happened to me last year. call your localcredit bureau and tell them what happened. callthe police to make a report. take that report andgo to your bank and they will reverse all charges,open a new account, and get to the bottom of it.also alert social security because they could haveyour ss number. dont forget to call all the placecharges were made and let them know and ask themwhat you should do. - answered by wayladuley
Answer #4 I was a victim myself in the past and I did whatyou did and notify the three credit reportingagencies. Next, I would definitely close thataccount and open another one. - answered by Derek w
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